Explaining Long Term Care Needs and Why They Are Important

About 70 percent of elderly people in the United States need long term health care services at some point, but many do not have the insurance coverage or a full understanding of what such health care needs entail. Long term care generally is for medical or mental conditions that make it difficult or impossible for… Continue reading Explaining Long Term Care Needs and Why They Are Important

Factors to Consider When Choosing a No Exam Life Insurance Policy

Life insurance is recommended for all, including primary breadwinners, secondary breadwinners, the young, seniors, the married and singles. It is important to choose between a no exam life insurance and the medically underwritten insurance. Insurance providers who offer the no exam life insurance policy find information about your health from other sources, such as the… Continue reading Factors to Consider When Choosing a No Exam Life Insurance Policy

Explaining Why Long Term Care Planning Is Critical

When it comes to long term care insurance, sooner is better for those weighing the potential for needing such services later in their lives. Much like life insurance plans, long term care insurance policies are more affordable the younger the policyholder is when purchasing the coverage. But people in their 20s and 30s should wait… Continue reading Explaining Why Long Term Care Planning Is Critical

Long Term Care Financing

Covering the rising cost of long term care has been a subject of much debate and discussion for a number of years now. And if the past is any indication the subject should stay in the limelight for years to come. Nursing home costs on our area average $150.00 per day for custodial care and… Continue reading Long Term Care Financing