Insuring a Diamond Ring – Is My Jewelry Covered Under My Homeowner’s Or Renter’s Policy?

Diamonds are valuable assets that should have adequate insurance coverage against loss or theft. What makes a diamond a valuable asset? I’ll give you three reasons: Firstly, diamonds are valuable because of rarity; Secondly, because of scarcity; and thirdly, because they’re mounted into rings, earrings, bracelets, anniversary rings, pendants, and necklaces to make beautiful jewelry… Continue reading Insuring a Diamond Ring – Is My Jewelry Covered Under My Homeowner’s Or Renter’s Policy?

Bike Insurance: Is It Really Worth It? And What Do You Do Should the Worst Happen?

You will fall. Hopefully when you do it won’t be too bad. When I think about falling I do worry about getting injured as any time off the bike will affect my season or possibly even cycling career. But what worries me more is the damage that could happen to my bike. My two prized… Continue reading Bike Insurance: Is It Really Worth It? And What Do You Do Should the Worst Happen?

What Is Property and Casualty Insurance and Why Do I Need It?

Very simply put, property refers to your “stuff” and casualty refers to other people’s “stuff” that you are liable for. Property insurance is somewhat simple to describe. It includes many types of insurance designed to handle risks that we will suffer financial loss because of something we own is damaged or destroyed. Generally, these types… Continue reading What Is Property and Casualty Insurance and Why Do I Need It?

Everything You Need To Know On Hazard Insurances In Real Estate

Hazard Insurance safeguards a property owner against major property damages due to several reasons such as fires, storms, earthquakes, and other natural calamities. This insurance policy acts as a cover and offers compensation to the homeowners when the said event strikes. More often than not, the concept of such an insurance is misinterpreted. Here are… Continue reading Everything You Need To Know On Hazard Insurances In Real Estate